Insurance? Here are some tips to keep in mind.
Insurance Agency, Inc. may assist you in finding insurance coverage. With a local
insurance agent, like Lewis Insurance, you have a professional contact to inquire
about coverage issues, review your policy and assist you int the event of an insurance
If you think your insurance is too expensive,
consider having an annual review with us. We can go over your current coverages
and make recommendations such as raising your physical damage deductibles to save
Increased home insurance deductibles
can provide significant cost savings when you own a home. You'll be forced to
pay more money from your pocket if you have an insurance claim, but if you infrequently
have claims, you may save a large sum by paying higher deductibles and lower rates.
drivers pay less for car insurance. If you tend to drive too fast, have minor
fender benders or repeadly run red lights, you will pay higher insurance rates.
Conversely, if you are a good driver and do not file frequent claims with your
Pennsylvania insurance company, then you will be rewarded with lower rates.
buying insurance, whether its home, life, auto, rental or other: Find out whether
your state insurance department offers any information concerning insurance companies
and rates. This is a good way to get a feeling for the range of prices and the
lowest-cost providers in your area.
- Did you know that if you lose
a piece of jewelry it may not be covered under your present homeowners policy?
Ask us, we can help!
Check several sources for the best
deal. Try getting quotes from an insurance focused website, but be aware that
many online services may provide prices for just a few companies. An independent
insurance agent that works with several insurers in your local area might be able
to get you a better deal.
Make sure the insurance
company is licensed and covered by the state's guaranty fund. The fund pays claims
in case the company defaults. Your state insurance department can provide this
Check the financial stability and
soundness of the insurance company. Ratings are available online and at most public
Research the complaint record of the
company. Contact your state insurance department or visit the website of the National
Association of Insurance Commissioners, which has a database of complaints filed
with state regulators.
Find out what others think
about the company's customer service.
pay your first insurance premium, make sure you receive a written policy. This
tells you the agent forwarded your premium to the insurance company. If you don't
receive a policy within 60 days, contact your agent and the insurance company.